[Smart Investing] The super challenge of simplicity || SMSF borrowing: Beyond the latest headlines || Staying the distance

Click here to view online.             Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications 26 October 2015     In this edition       •     The super challenge of simplicity     •     SMSF borrowing: Beyond the latest headlines     •     Staying the distance     The super challenge of simplicity Sometimes the simple things in life can be the most elusive. Take the recommendations of the Financial System Inquiry chaired by David Murray that the federal government responded to by accepting the majority of them.     Read more       SMSF borrowing: Beyond the latest headlines The headline-grabbing news for SMSFs this month is without doubt the Government's announcement that it had rejected a recommendation by the Murray Financial System Inquiry to prohibit super funds from directly borrowing using limited recourse loans.     Read more       Staying the distance Here is a textbook illustration of why a disciplined, long-term and diversified approach to investing makes much sense.     Read more           Vanguard in the news   Financial system overhaul 10 key points Susan Hely I 20 October   While the Australian superannuation system ranks in the top three retirement systems in the world, there is one area where it has failed fund members, explains Vanguard's head of market strategy, Robin Bowerman.   To read more, please visit the Money website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. Quick links   Exchange Traded Funds   Performance   News and Commentary   Retail Managed Funds     Connect with us   LinkedIn   Twitter Client services   Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time).   Email: clientservices@vanguard.com.au   Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF Trading & Support team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time.   Unsubscribing from this email: To unsubscribe from Smart Investing™, please click here or contact us on 1300 655 101.   Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.   © 2015 Vanguard Investments Australia Ltd. All rights reserved.   Terms and conditions of use  |  Disclaimers  |  Privacy policy

                       

[Smart Investing] Strategy over structure

Click here to view online.             Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications 19 October 2015     In this edition       •     Strategy over structure     •     Property exposure: Your home and your investments     •     Intergenerational challenges for retirement saving     Strategy over structure A key challenge investors face is separating the issue of investment strategy from the best way to implement it. At times the discussion can quickly focus on implementation questions - best products, best structure - rather than the overall investment strategy.     Read more       Property exposure: Your home and your investments A potential pitfall for investors is to underestimate their exposure to residential real estate by not taking their own homes into account.     Read more       Intergenerational challenges for retirement saving A potential trap when saving for retirement is to automatically assume that our retirement savings will have to cover just ourselves: either as a couple or as a single retiree. Yet as many more people nearing retirement or already in retirement are finding out, life and family circumstances can be far more complicated than that.     Read more           Vanguard in the news   Timing markets 'fraught with risk', says Vanguard Miranda Brownlee | 6 October 2015   Vanguard's principal of market strategy and communications, Robin Bowerman, told SMSF Adviser that the idea investors can time markets to determine the best time "to get in or out is fraught with risk".   To read more, please visit the SMSF Adviser website.   Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. Quick links   Exchange Traded Funds   Performance   News and Commentary   Retail Managed Funds     Connect with us   LinkedIn   Twitter Client services   Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time).   Email: clientservices@vanguard.com.au   Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF Trading & Support team: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time.   Unsubscribing from this email: To unsubscribe from Smart Investing™, please click here or contact us on 1300 655 101.   Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink.   © 2015 Vanguard Investments Australia Ltd. All rights reserved.   Terms and conditions of use  |  Disclaimers  |  Privacy policy