[Smart Investing] View from the top of the market

Click here to view Smart Investing™ online. Smart Investing™ With Robin Bowerman Principal, Market Strategy and Communications   30 March 2015   IN THIS EDITION: • View from the top of the market • SMSFs: Looking to the future - realistically • 'Sandwich generation' plus 'dual-retirement phenomena' View from the top of the market Mountain peaks challenge the endurance, courage and skill of climbers. A celebration at reaching the top of a mountain – or perhaps more appropriately when you get safely back down – is both understandable and well-earned. But the sense of anticipation and celebration when a sharemarket index is within sight of or hits a new peak is a little harder to fathom.   Read more SMSFs: Looking to the future - realistically Understandably, trustees of new self-managed super funds are typically full of optimism about what can be achieved. It's human nature. Yet while investors are extremely enthusiastic about establishing self-managed super funds, statistics suggest they are less enthusiastic about closing them down even if their circumstances change.   Read more 'Sandwich generation' plus 'dual-retirement phenomena' No doubt, you have heard of the "sandwich generation" but what about the "dual-retirement phenomena"? The greying of much of the population and the rapidly-expanding ranks of retirees are throwing up new challenges as well as new expressions to describe our changing lifestyles.   Read more Vanguard in the news Super Returns: is it time to lower expectations? George Lekakis | 24 February 2015 Superannuation members may need to temper expectations on investment returns in the next decade. To read more, please visit the The New Daily website. Please note the link above will show a copy of the article (where freely available), or the publisher's website if a subscription is required. QUICK LINKS Exchange Traded Funds Performance News and Commentary Retail Managed Funds Client services Online: Click here to see contact details for the Vanguard Client Services Team around Australia. Client service associates are available from 8:00am to 6:00pm, Monday to Friday (Melbourne time). Email: clientservices@vanguard.com.au Telephone: 1300 655 101 8:00am - 6:00pm Monday to Friday, Melb time. Vanguard ETF Help desk: 1300 655 888 8:00am - 6:00pm Monday to Friday, Melb time. Unsubscribing from this email: To unsubscribe from this newsletter, please click here or contact us on 1300 655 101. General advice warning Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your or your clients' circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your or your clients' circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS here or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. © Copyright 2015 Vanguard Investments Australia Ltd. All rights reserved. Terms and conditions of use  |  Disclaimers  |  Privacy policy CONNECT WITH US  LinkedIn  Twitter