[Smart Investing] Shopping for advice; 'Dressed-up' tax schemes; Super jump

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30 March 2012   Shopping for advice At different times of life different things tick the truly important box. For a 20-something it may be their first car, an overseas holiday or a first home. For a 60-something with the retirement line looming into sight, getting good financial advice can move from the helpful to the urgent list in a short space of time. Read more » 'Dressed-up' tax schemes This is the time of year when the minds of many investors focus more on end-of-financial-year tax planning. And not surprisingly, this is the time of year when spruikers of questionable tax arrangements more heavily promote their wares. Read more » Super jump A recent superannuation case before the Administrative Appeals Tribunal involved a fund member described in the tribunal's decision as a "tandem master parachutist". Read more » Vanguard in the news These links show a copy of the article (where freely available), or the publisher's website if a subscription is required. Bond ETFs boost diversity Michael Laurence, 27 Mar 12 THE listing of Australia's first bond exchange traded funds this month has the potential to diminish the near obsession of self-managed super funds with direct shares, term deposits and cash. And their arrival could begin to break down the typical aversion of these funds to fixed interest. The Australian website » (subscription required) Foundations for a good portfolio John Collett, 24 Mar 12 Disillusion with traditional managed funds' high fees and poor performances is likely to see a continuing shift among financial planners and small investors to a type of listed managed fund called an exchange traded fund (ETFs). Sydney Morning Herald website »	QUICK LINKS   Exchange Traded Funds Webinar | 27 Mar 2012 Volatility in markets Video | 07 Mar 2012 International equities investing Webinar | 06 Mar 2012   CONTACT US Email clientservices@vanguard.com.au Our office: Level 34, Freshwater Place 2 Southbank Boulevard Southbank VIC 3006 (map) Telephone: 1300 655 101, 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF enquiries For more information on Vanguard ETFs please call 1300 655 888 Unsubscribe  |  Vanguard on Twitter
We will keep your details so that in future we can also send you marketing material on products and services offered by us. (By providing your details you agree we can do so.) You can let us know at any time if you no longer wish to receive information from us. We may provide your details to our service providers - for example, the mailhouses which dispatch our publications - or to market research companies which conduct research for us. You can access or update your contact details at any time by contacting Vanguard on 1300 655 101. To view our full privacy policy, which outlines what we will do with any information we collect from you, click here or contact us to request a copy. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS online or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. "Vanguard", "Vanguard Investments", "Vanguard Online", "Plain Talk", "LifeStrategy", "Smart Investing", "the Helm" and the ship logo are trademarks of The Vanguard Group, Inc. © Copyright 2012 Vanguard Investments Australia Ltd. All rights reserved.

[Smart Investing] Researchers must prove value; Winners and losers; The fee handicap

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23 March 2012   Researchers must prove value Conflicts abound in the investing world. Some conflicts can be managed in the normal course of business with disclosure or separation of functions. Others are more problematic. Read more » Winners and losers Changes to superannuation laws can end up with many winners and losers. Read more » The fee handicap One of the key reasons why many actively-managed share funds have difficulty matching the benchmark on after-fee terms is the size of their fees. Read more » Vanguard in the news These links show a copy of the article (where freely available), or the publisher's website if a subscription is required. Buffett winning in wager with fund Katherine Burton, 23 Mar 12 Warren Buffett made a friendly bet four years ago that funds which invest in hedge funds for their clients couldn't beat the stock market over a decade. So far he's winning. AFR website » (subscription required) Best way up John Collett, 21 Mar 12 For small investors, the big issue is how to get optimum results when diversifying. Sydney Morning Herald website »	QUICK LINKS   Volatility in markets Video | 07 Mar 2012 International equities investing Webinar | 06 Mar 2012 Inflation linked bonds Webinar | 21 Feb 2012   CONTACT US Email clientservices@vanguard.com.au Our office: Level 34, Freshwater Place 2 Southbank Boulevard Southbank VIC 3006 (map) Telephone: 1300 655 101, 8:00am - 6:00pm Monday to Friday, Melb time.   Vanguard ETF enquiries For more information on Vanguard ETFs please call 1300 655 888 Unsubscribe  |  Vanguard on Twitter
We will keep your details so that in future we can also send you marketing material on products and services offered by us. (By providing your details you agree we can do so.) You can let us know at any time if you no longer wish to receive information from us. We may provide your details to our service providers - for example, the mailhouses which dispatch our publications - or to market research companies which conduct research for us. You can access or update your contact details at any time by contacting Vanguard on 1300 655 101. To view our full privacy policy, which outlines what we will do with any information we collect from you, click here or contact us to request a copy. Vanguard Investments Australia Ltd ABN 72 072 881 086 / AFS Licence 227263 is the product issuer. We have not taken your circumstances into account when preparing the information in our electronic publications so they may not be applicable to your circumstances. You should therefore consider your circumstances and our Product Disclosure Statement (PDS) before making any investment decision. You can access our PDS online or by calling 1300 655 101. Past performance is not an indication of future performance. Our electronic publications are prepared in good faith and we accept no liability for any errors or omissions. Not all articles are prepared by Vanguard so they may not represent our views and opinions. Vanguard Investments Australia Limited is in no way responsible for the content or loss resulting from use of any website owned by a third party that may be linked to this email via hyperlink. "Vanguard", "Vanguard Investments", "Vanguard Online", "Plain Talk", "LifeStrategy", "Smart Investing", "the Helm" and the ship logo are trademarks of The Vanguard Group, Inc. © Copyright 2012 Vanguard Investments Australia Ltd. All rights reserved.